Job Description

Fraud SAR Director - AML Compliance - Boston, Dallas, or Miami

Country: United States of America

Your Journey Starts Here:

Santander is a global leader and innovator in the financial services industry. We believe our employees are our greatest asset. We focus on fostering an enriching environment that empowers your personal growth and offers diverse career opportunities. Join us at Santander, where your success is supported by a culture of engagement and development.

We Want to Talk to You!

The Difference You Make:

The Fraud SAR Director, AML Analysis & Process Oversight , reports to the Head of the Financial Intelligence Unit (FIU) within AML Compliance. You will lead and oversee the Fraud SAR operations team, manage the fraud referral process, and ensure end-to-end BSA/AML oversight from fraud detection to SAR filing.

• Oversee the Fraud SAR team to minimize risk exposure.
• Manage fraud referral and SAR metrics, monitor trends, and oversee quality control, RCSA, exams, and audits.
• Develop procedures and training materials related to Fraud SARs and facilitate partnerships with business leaders on IT projects and fraud detection.
• Ensure alignment with BSA/AML policies and regulatory expectations, adapting to industry changes.
• Lead BSA/AML oversight of Fraud Operations to ensure timely suspicious activity reporting and provide regular management reports.
• Handle daily team operations, including metrics reporting, SAR reviews, and escalation support.
• Provide BSA/AML input on fraud detection strategies and trends, ensuring comprehensive reporting.
• Collaborate with business leaders on fraud detection projects.
• Lead activities related to quality assurance, compliance testing, audits, and regulatory exams.
• Support Lines of Business with SME expertise on fraud and SARs.
• Maintain and improve procedures, training, and performance metrics.

What You Bring:

- Bachelor's Degree or equivalent in relevant fields; Master's preferred.

- 9+ years experience in US banking & Financial Crime, including Fraud/AML investigation management.

- Expertise in Bank Secrecy Act, AML, Patriot Act, OFAC, and related regulations.

- Law enforcement experience is a plus.

- Strong knowledge of financial services rules, regulations, and regulatory deadlines.

- Advanced skills in Excel, project management, and leadership.

- Excellent communication, influencing, and conflict resolution skills.

- Ability to handle multiple priorities in a fast-paced environment.

- Ability to build relationships across organizational levels.

- Ability to maintain confidentiality and foster a risk-aware culture.

Certifications: None listed.

Preferred Qualifications: Demonstrated work history, training, military service, or education.

Compensation:

Range: $131,250 - $225,000 annually, depending on skills and experience.

Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide

Risk Culture: We promote a proactive risk management culture.

EEO Statement: Santander is an equal opportunity employer, valuing diversity and inclusion.

Working Conditions: Minimal physical effort, occasional moving/lifting.

Employer Rights: Job duties may expand; employment can be terminated at any time.

Next Steps: Interested candidates should apply. For accommodations, contact TAOps@santander.us .

Job Tags

Similar Jobs